Financial sector

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Republic of Armenia — Financial sector

“Financial sector” is a section of BusinessDaily.am’s “Armenia in Numbers” reference: 7 tables, 93 indicators for the Republic of Armenia.

Period: January–August / end of August 2026.

Source: Statistical Committee of the Republic of Armenia.

Tables in this group
Monetary base, million AMDMoney supply, million AMDFinancial market interest rates, %Commercial bank loans by currency and maturity, million AMDCommercial bank deposits by sector, million AMDCommercial bank loans by sector, million AMDBank customers and accounts in RA

Monetary base, million AMD

IndicatorMarch 2026June 2026July 2026August 2026
Net international reserves (NIR), total1 792 2271 887 5461 987 0292 100 738
Net domestic assets, total245 458316 226122 407127 571
 Government−663 508−526 745−546 394−561 491
 Banks481 442396 056219 623232 946
  repo agreements220 248200 23004 004
  FX-absorbing swaps0000
  deposits (−)−36 005−88 012−61 008−54 007
  reverse repo (−)0000
  FX-providing swaps (−)0000
  securities issued by the CBA0000
 Other net assets427 524446 915449 178456 116
Monetary base, total2 037 6852 203 7712 109 4362 228 310
 currency outside the CBA1 061 8201 154 6011 185 7551 206 425
 correspondent accounts (AMD)257 430304 553184 604252 337
 correspondent accounts (FX)702 865725 639722 173754 179
 other bank accounts (AMD)5698
 other bank accounts (FX)1 4862 3191 211807
 other accounts14 07916 65315 68314 553
  AMD9 3989 70310 5249 320
  FX4 6816 9505 1595 234

Preliminary data of the Central Bank of RA. End of month.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Money supply, million AMD

IndicatorMarch 2026June 2026July 2026August 2026
Net foreign assets, total226 900238 778289 160382 308
Net domestic assets, total6 756 5157 280 3067 398 8887 519 684
 Government1 134 9611 164 8271 122 5331 127 955
 Economy8 283 4588 815 5778 932 0949 124 107
  non-financial corporations3 658 1983 939 0133 984 3464 041 253
  households4 157 8834 378 6974 434 8894 507 020
  non-profit institutions184 565179 985179 242179 307
  other financial corporations282 812317 881333 617396 527
 Other net assets−2 661 904−2 700 098−2 655 739−2 732 378
Money supply, total6 983 4167 519 0847 688 0497 901 991
 currency outside banks934 4031 023 6031 051 2831 064 969
 demand deposits (AMD)1 594 1851 794 2931 866 8431 893 261
 time deposits (AMD)2 486 6502 615 8172 677 8982 753 861
 foreign currency deposits1 968 1782 085 3712 092 0252 189 900
Money multiplier3.433.413.643.55

Preliminary data of the Central Bank of RA. End of month.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Financial market interest rates, %

IndicatorMarch 2026June 2026July 2026August 2026
Commercial bank rates: loans13.9613.1812.5112.85
Commercial bank rates: deposits7.977.827.887.87
CBA repo rate6.506.506.506.50

Commercial bank rates cover AMD loans and deposits with maturity up to 1 year (excluding the interbank market).

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Commercial bank loans by currency and maturity, million AMD

IndicatorMarch 2026June 2026July 2026August 2026
Loans, total8 475 6639 205 4259 248 7269 345 340
 Loans in foreign currency2 828 9223 130 6443 183 9453 222 873
  short-term270 792329 409319 708332 704
  long-term2 558 1302 801 2352 864 2372 890 169
 Loans in AMD5 646 7416 074 7816 064 7816 122 467
  short-term757 405911 597820 464792 094
  long-term4 889 3365 163 1845 244 3175 330 373

Preliminary data of the Central Bank of RA. End of month.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Commercial bank deposits by sector, million AMD

IndicatorMarch 2026June 2026July 2026August 2026
From non-residents1 607 8401 658 3751 732 7541 619 113
 in foreign currency1 334 9791 346 9491 433 7451 307 667
 in AMD272 861311 427299 009311 446
From residents5 973 3236 412 3406 556 8796 758 535
 In AMD4 019 9324 346 6224 481 9534 585 885
  demand (incl. accounts)1 598 2801 797 5901 869 9771 895 938
   non-financial corporations847 024913 936943 725979 042
   households616 674701 605757 983753 327
   non-profit institutions44 67549 73744 33146 232
   other financial corporations89 907132 312123 938117 337
  time2 421 6522 549 0322 611 9762 689 947
   non-financial corporations359 414340 667354 525356 911
   households1 454 2061 548 6741 589 9421 639 989
   non-profit institutions180 637198 131199 870203 372
   other financial corporations427 394461 561467 638489 675
 In foreign currency1 953 3912 065 7182 074 9262 172 651
  demand (incl. accounts)807 426944 055958 2851 058 644
   non-financial corporations309 714318 607296 237313 643
   households406 629543 091557 032613 788
   non-profit institutions18 34918 94820 62020 602
   other financial corporations72 73463 40984 397110 610
  time1 145 9651 121 6631 116 6411 114 007
   non-financial corporations159 585158 950149 256147 553
   households930 228896 976905 860901 688
   non-profit institutions20 00319 54619 54219 475
   other financial corporations35 10945 34441 38645 291
Total deposits7 581 1638 070 7158 289 6348 377 649

Preliminary CBA data. Accrued interest excluded. Main rows shown.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Commercial bank loans by sector, million AMD

IndicatorMarch 2026June 2026July 2026August 2026
To non-residents343 411427 732441 117444 402
 in AMD68 67173 41874 21474 404
 in foreign currency274 741354 314366 903369 998
To residents7 820 3348 347 5088 457 5138 640 657
 In AMD5 304 3085 628 0395 730 2525 839 004
  non-financial corporations1 303 5001 365 7961 390 3521 411 910
  households3 661 4013 872 7203 935 5074 005 806
  non-profit institutions4 8067 0426 7987 346
  other financial corporations334 602382 480397 594413 942
 In foreign currency2 516 0252 719 4702 727 2612 801 653
  non-financial corporations2 040 8872 250 8132 269 2262 302 731
  households238 691236 888226 239224 275
  non-profit institutions177 857171 122170 652170 247
  other financial corporations58 59160 64761 145104 399
Total loans8 163 7458 775 2418 898 6299 085 059

Preliminary CBA data. Accrued interest excluded. Loans include factoring, leasing and repo agreements.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

Bank customers and accounts in RA

IndicatorMarch 2026May 2026June 2026July 2026
Customers, total5 648 2985 741 6865 788 1935 828 510
 legal entities233 966237 922240 143241 669
 individuals5 414 3325 503 7645 548 0505 586 841
Accounts, total12 330 25512 600 78812 747 47512 862 495
 legal entities459 381465 115469 264472 666
 individuals11 870 87412 135 67312 278 21112 389 829

End of month. Customers covered by joint accounts and their accounts are excluded.

Armstat, “Socio-economic situation of RA, January–August 2026” (PDF in Russian)

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